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Personal Finance · Analysis
Debt payments take the same share of income as a year ago while saving falls to 3.8%
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Markets · Analysis
Stocks fell on five of seven October days when Brent rose, but the biggest oil moves split
Across 19 trading days from October 1 to 27, stocks and oil lined up in a loose pattern that broke on the four days Brent moved more than 5%, according to closing data compiled by the St. Louis Fed.
Investing · Brief
Seven-year Treasury notes sell below September's yield as primary dealers take less
The $44 billion sale cleared at 4.894% with a bid-to-cover ratio of 2.46; primary dealers took 9.4% of the competitive amount against 12.5% in September, TreasuryDirect data show.
Personal Finance
Average tax refund reached $3,275 in the 2026 filing season, IRS data show
Total refunds rose 17% to $296.1 billion while the number of returns was little changed, so the larger average check drove the gain, according to the IRS.
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Collective raises $100 million for AI-based tax and payroll services for solo businesses
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Business · Analysis
Fewer shares add about 4 to 6 points to per-share earnings growth at four large companies
Mastercard, Visa and O'Reilly saw per-share earnings outgrow net income, and Chipotle's per-share decline was smaller than its net income decline; diluted share counts were 3.2% to 5.4% lower.
Personal Finance
View All Personal FinanceDebt payments take the same share of income as a year ago while saving falls to 3.8%
The Fed's household debt service ratio was 11.11% in the second quarter against 11.12% a year earlier; the saving rate fell 1.3 points to 3.8%, data compiled by the St. Louis Fed show.
Real disposable income fell 0.3% in September as the household saving rate dropped to 3.8%
Households spent 0.5% more while income after taxes rose 0.2%, and prices rose 0.5%, the Bureau of Economic Analysis said; the saving rate was 5.1% a year earlier.
Personal Finance · Analysis
Deposit rates are flat on the year while Treasury yields and mortgage rates climb
