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Personal Finance · Analysis
The I bond fixed rate of 1.40% is its highest since 2006, after a decade near zero
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Markets
China's central bank allots RMB100 billion in a stock swap, double the 2024 first round
The People's Bank of China lent liquid assets for one year to 31 brokers and fund managers at a winning rate of 10 basis points, against RMB50 billion in the first operation.

Real Estate
Homebuilding spending drops 5.5% in September while nonresidential construction edges up
Residential construction fell to a $848.8 billion annual rate, the Census Bureau said, pulling total construction spending 1.9% below August.

Personal Finance
I bonds issued from November pay 5.51% as the fixed rate rises to 1.40%
TreasuryDirect set a 1.40% fixed rate, up from 0.90%, and a 2.04% inflation rate; the FDIC's average savings account pays 0.38%.

Crypto
Strategy resumes bitcoin buying with stock proceeds as preferred buybacks cut its cash to $132.7 million
The company bought 811 bitcoin for $65.5 million after a week without purchases, while repurchasing $208.2 million of STRC preferred stock from cash, its filing shows.
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Crypto · Analysis
Tether's $7.95 billion cushion covers 15% of the reserves held outside cash equivalents
Tether International's September 30 report puts 72.9% of $191.45 billion in cash equivalents; gold, loans, bitcoin, equities and other investments make up the other 27.1%.
Personal Finance
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The I bond fixed rate of 1.40% is its highest since 2006, after a decade near zero
TreasuryDirect has set 58 fixed rates since 1998; 16 were zero. The fixed part, not the shared inflation rate, explains why bonds bought at different times earn 4.08% to 5.51%.

UK plans a default pension for life for private sector savers approaching retirement
The Department for Work and Pensions opened two consultations on Guided Retirement and collective pensions, running to December 22, 2026.









Startup Radar · Analysis


