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Personal Finance
IRS raises the 2027 joint standard deduction to $33,200 and keeps the top tax rate at 37%
The IRS inflation adjustments for almost 70 provisions lift the child tax credit to $2,300 and the gift exclusion to $20,000, but leave some phase-outs untouched.

Startup Radar
Axiom Math turns a 7,500-page algebraic geometry reference into code a computer can check
The two-year-old startup says AI agents built 16 million lines of verified Lean code and found dozens of statements in the Stacks Project that needed fixing; it has named no paying users.

AI & Tech
Meta and OpenAI executives say data centers must now win over the towns that host them
After data centers were on the ballot in the US midterms, Meta's president said building will be harder and OpenAI's president said companies must be in the communities, the BBC and TechCrunch reported.

Economy
US jobless claims fall to 189,000, matching July's low, ahead of Friday's jobs report
Initial claims fell 6,000 in the week ending October 31, the Labor Department said, while the number of people still receiving benefits rose 23,000.
In-Depth Analysis
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Personal Finance · Analysis
Saver's Match starts in 2027 with income cutoffs 11.8% below the Saver's Credit's
The IRS says contributions made from January 2027 count, the match is capped at $1,000 a person and is claimed on Form 8880-A in 2028.
Personal Finance
View All Personal Finance
IRS raises the 2027 joint standard deduction to $33,200 and keeps the top tax rate at 37%
The IRS inflation adjustments for almost 70 provisions lift the child tax credit to $2,300 and the gift exclusion to $20,000, but leave some phase-outs untouched.

Saver's Match starts in 2027 with income cutoffs 11.8% below the Saver's Credit's
The IRS says contributions made from January 2027 count, the match is capped at $1,000 a person and is claimed on Form 8880-A in 2028.





Personal Finance · Analysis
The I bond fixed rate of 1.40% is its highest since 2006, after a decade near zero





