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Markets
S&P 500 has its worst day since April 2025 as AI data-center stocks lead a broad sell-off
The Nasdaq composite fell 5.5% and the Dow 3.4% on Thursday, wiping out the post-election gain, as chipmakers and data-center suppliers fell most.

Personal Finance · Analysis
Saver's Match starts in 2027 with income cutoffs 11.8% below the Saver's Credit's
The IRS says contributions made from January 2027 count, the match is capped at $1,000 a person and is claimed on Form 8880-A in 2028.

Real Estate · Analysis
A 3.9% lower new-house price offsets only part of a 0.96-point rise in the mortgage rate
The Census Bureau puts the September median new-house price at $400,400. On a standard loan the monthly payment is still about $123 higher than a year ago, a computed figure based on Freddie Mac rates.

Crypto
Bitcoin gives back its post-election gain as the AI selloff reaches crypto
Bitcoin fell about 6% to $75,700 on Thursday as US stocks had their worst session since April 2025, and more than $1 billion in leveraged crypto positions were liquidated in 24 hours.
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Investing · Analysis
The 2-year Treasury yield has risen 111 basis points this year, flattening the curve
The 10-year rose 71 basis points and the 30-year 42 since January 2, Treasury data show, so the 2-year-to-10-year gap has halved to 32 basis points from 72.


Personal Finance · Analysis
The I bond fixed rate of 1.40% is its highest since 2006, after a decade near zero
Personal Finance
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IRS raises the 2027 joint standard deduction to $33,200 and keeps the top tax rate at 37%
The IRS inflation adjustments for almost 70 provisions lift the child tax credit to $2,300 and the gift exclusion to $20,000, but leave some phase-outs untouched.

Saver's Match starts in 2027 with income cutoffs 11.8% below the Saver's Credit's
The IRS says contributions made from January 2027 count, the match is capped at $1,000 a person and is claimed on Form 8880-A in 2028.










